Hospital & Medical Bills

Medical debt is one of the most common financial burdens Americans face — and one of the most responsive to Equity. Hospital bills, urgent care balances, and medical collections are commercial instruments. They are presentments requiring a response.

When the acceptance process is applied correctly to a medical bill, the account can close through administrative procedure — a set-off that the institution processes on their end without any court involvement.

One student brought Equity to a hospital bill using the acceptance process. The response came back in the institution's own language: discharged by administrative procedure. Another student discharged $21,000 in medical debt — their account statement showed patient balance: zero.

Medical situations Equity has addressed:

• Hospital bills (emergency and elective)
• Urgent care balances
• Specialist and physician billing
• Medical collections
• Insurance dispute balances

The process for medical bills is among the more straightforward applications of Equity — these institutions are not courts and the administrative channels for set-off are accessible through the standard acceptance process.