Tab 3 — The Founders

    About Standing on the Rock

    JD and Margaret Swan, co-founders of Standing on the Rock
    JD & Margaret Swan — co-founders of Standing on the Rock.

    JD Swan

    Husband, teacher, student of Equity.

    JD found something real, used it in his own life, and believes you deserve to know about it.

    He isn't a lawyer. He isn't a guru. He's a man who walked through it first.

    He began teaching quietly in 2023 — friends, family, neighbors who had heard what happened and wanted to understand how. One of the earliest cases was a woman cited for her dogs and ordered by the court to vaccinate them. Every citation discharged. Word spread. The informal conversations grew into a structured course and an active community, and today JD teaches hundreds of students across every U.S. state and seven countries, through three years of live programs and ongoing membership.

    He does not teach theory. He teaches what he has done — what worked, what didn't, and why.

    Margaret Swan

    Co-founder of Standing on the Rock. Writer. Researcher. The steady foundation.

    Margaret co-writes and co-researches every class and module the school produces. She answers questions in the student groups, assists with consultations, and co-designs trust structures for small businesses. She brings a writer's precision and a researcher's discipline to work that demands both — and consistently brings the spiritual dimension that grounds the practical application.

    The method they have refined — the “art of inquiry” — teaches students how to ask the questions that prick the conscience, compel performance, and reveal the truth without argument.

    JD teaches. Margaret steadies the foundation and deepens the work.

    How It Began

    They went from a family situation to a school.

    What is now Standing on the Rock began as a household navigating government mandates, job loss, and debt. JD and Margaret found their way through using the principles they now teach — and what worked for their family became the curriculum that, a few years later, would grow into a school and a ministry.

    Today, the school teaches the discipline in two parts: Honor with Equity, the foundational course in Equity itself, and The Equity Trust System, the advanced course in building lasting structures from the ground Equity provides.


    They built it together.

    The first priority was to make this education accessible to anyone willing to learn it the right way. It has become a community, a movement, and a mission.

    The Touchstone

    Where the school's name comes from.

    Early in the ministry, a prophecy was spoken over Julian (JD's given name): that he is like a large stone with moss, and people come and touch it. They receive something from the touch, and move on. The word that came from that prophecy was “touchstone.”

    A touchstone is the dark stone historically used to test the purity of gold and silver — a standard, a benchmark, a tool of discernment. In Scripture, the presence of truth reveals the condition of the heart: those aligned with truth respond, and those who are not, move away.

    JD's greatest gift is discernment — about Equity jurisprudence, about the patriot movement, about the larger financial picture students are navigating. Many pass through these classes and consultations, touch the stone of discernment, and leave with clarity about their situation and a reminder of what is true.

    The touchstone does not move. It does not chase. People come to it, are tested by it, and leave changed by it.

    The rock with moss is not a rolling stone. It is foundational. That is where the school gets its name.

    The Teaching Philosophy

    Six commitments that shape every class.

    1. 01

      Peace over conflict.

      What you fight, you become. Equity is not a battle; it is a posture.

    2. 02

      Honor over argument.

      Equity operates through honor, not combat. The standard sets the tone.

    3. 03

      Education over shortcuts.

      There are no quick fixes — only understanding. The work is the work.

    4. 04

      Community over isolation.

      You learn better together. Iron sharpens iron.

    5. 05

      Faith-based foundation.

      Every class opens with prayer. The teachings of Jesus are not metaphors here — they are the blueprint for how Equity operates. Agree quickly with your adversary. Forgive and you shall be forgiven. Come out of her, my people. These are instructions. When you walk in truth and stand on the Rock, the system has no choice but to honor what God has already established.

    6. 06

      Persistence over surrender.

      He who leaves the battlefield first, loses. Some cases take months. Some take two years. Of the students who stayed the course and used every tool we teach, the record is unbroken.

    Standing on the Rock means something. They live it before they teach it.