Got a notice, a summons, or a garnishment?
Straight explanations of what the paperwork actually is, what deadline it opens, and how Equity answers it in honor instead of combat.
Debt & Collections
How to Get a Debt Lawsuit Dismissed
Most debt lawsuits are won by the collector because nobody answers. Here is what the summons actually is, what a dismissal depends on, and how Equity approaches it.
Read→Being Sued by a Debt Collector
A collection suit is a commercial claim, not a verdict. Here is what the collector must actually establish — and what a judgment unlocks if you let one happen.
Read→Court
How to Answer a Summons Without an Attorney
You do not need counsel to file an answer. You do need to answer in writing, on time, and in a way that keeps the matter in honor.
Read→How to Get a Traffic Ticket Dismissed
Paying the fine is a plea. Once you understand that, the rest of the options become visible.
Read→Garnishment
How to Stop Wage Garnishment
Garnishment takes money before it reaches you. It always rests on something underneath it — a judgment, a tax assessment, or an administrative order. That underlying thing is the real target.
Read→How to Stop a Child Support Garnishment
Support enforcement operates administratively. The withholding order is downstream of a support order — and the support order is what has to change.
Read→IRS & Tax
How to Stop an IRS Wage Garnishment
An IRS wage levy is the end of a paper trail that started long before your paycheck shrank. Each notice in that trail is a presentment — and each one can be answered.
Read→IRS Notice of Intent to Levy — What It Means and What to Do
A notice of intent to levy is not a levy. It is the last presentment before enforcement — and the widest door you will get.
Read→What Is an IRS 96C Letter?
The 96C is an IRS correspondence letter. For our students it has arrived with the same line again and again: no further action is necessary.
Read→Garnishment and debt suits, state by state.
Wage garnishment rules and court structures differ from state to state. Start with yours.
Equity outside the United States.
Equity applies wherever the common law took root. These are the jurisdictions confirmed on our coverage map.
United Arab Emirates
What this looks like when students apply it.
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Visit the wins gallery →Student experiences are their own. Nothing here is legal advice and no outcome is promised.
Guides written and reviewed by JD SwanFounder of Standing on the Rock, teaching Equity jurisprudence and Court of Chancery education.
JD Swan is the founder of Standing on the Rock, where he teaches Equity jurisprudence and Court of Chancery education to students across the United States and abroad. He teaches from what he has applied himself — answering presentments in honor rather than fighting them — and has walked hundreds of students through IRS notices, debt collection suits, garnishments, and court matters using the same process.
