Mortgages & Property

Mortgage discharge is one of the more advanced Equity applications — typically approached after a student has successfully applied the process to smaller obligations and developed a thorough understanding of the acceptance sequence.

One student discharged a mortgage in approximately one year. They had already internalized the material deeply through prior work on credit cards and IRS matters. The same acceptance process applies — the mortgage is a commercial instrument, a presentment, and Equity provides the mechanism for discharge.

For property protection going forward, the Equity Trust System course covers the creation of pure irrevocable non-statutory Equity trusts — structures that hold property in a way that makes it judgment-proof, insulated from liability, and outside of probate and estate taxes.

Property matters Equity has addressed:

• Mortgage discharge
• Property protection through trust structures
• Judgment lien releases
• HOA assessment notices
• Property tax (see separate section)

The combination of Honor with Equity (for discharging existing obligations) and the Equity Trust System (for protecting assets going forward) represents the complete approach to property security through Equity.